Cooper vs Fulcrum: Any size agency. Submissions all the way to market.
Cooper is the AI coworker for commercial insurance teams. It handles the submissions, carrier portals, proposals, certificates and renewals inside the AMS you already run, whether you have one office or many.
Book a demoOne submission with Cooper
- 1Reads the dec pages, loss runs and applications
- 2Fills the ACORDs and carrier supplements
- 3Enters the risk in each carrier portal and rater
- 4Normalizes the quotes and drafts the proposal
- 5Writes the finished work back to your AMS
The difference
Where Cooper and Fulcrum differ.
01
Built for agencies of every size
Fulcrum’s named customers are large multi-office brokerages, and it says many of the top 50 U.S. brokerages use it. Cooper works at every size, from a single-office agency to a multi-office brokerage, and wholesalers, MGAs and claims TPAs run on it too.
02
Submissions all the way to market
Cooper fills the ACORDs and carrier supplements, then enters the risk in each carrier portal and online rater. Fulcrum’s site describes submission intake and proposals. ACORD completion and portal submission are not listed.
03
Works with the AMS you already run
Cooper connects to Applied Epic as an Applied Certified Vendor Integration Partner, and to AMS360, HawkSoft and EZLynx. Fulcrum names Applied Epic and Outlook.
Side by side
Cooper and Fulcrum, feature by feature.
| Capability |  | Fulcrum |
|---|---|---|
| Who it’s built for | Retail agencies, wholesale brokers, MGAs, carriers and claims TPAs | Brokerages. Named customers are large multi-office firms. |
| ACORD and supplemental forms | Fills ACORDs and carrier supplements | Reads applications and supplementals at intake. Form completion not listed. |
| Carrier portals and raters | Drives live carrier portals and online raters | Not listed |
| Quote comparison and proposals | Normalizes quotes and drafts the proposal in your template | Compares quotes and generates proposals |
| COIs, endorsements and policy checking | COIs, endorsements and policy checking | Certificates, endorsements and policy checking |
| Loss runs | Reads and summarizes loss runs | Standardizes and summarizes loss runs |
| Underwriting and claims teams | MGA underwriting and TPA claims handling | Not listed |
| AMS integrations | Applied Epic (read and write back), AMS360, HawkSoft, EZLynx | Applied Epic. Other AMSs not listed. |
| Security | SOC 2 Type II and HIPAA | SOC 2 Type II, HIPAA-compliant workflows |
The Fulcrum column reflects Fulcrum’s public website, documentation and announcements, checked . “Not listed” means we could not find it there, not that Fulcrum cannot do it. Products change, so if something here is out of date, email contact@askcooper.ai and we will correct it. Fulcrum is a trademark of its owner. Cooper is not affiliated with Fulcrum.
See the difference on your own account.
Bring a submission your team has already worked. We will show you what Cooper does with it.
Impact
Measurable results from day one
What teams say about Cooper
“I get a lot of documents from the producer, and now I can just forward them to Cooper instead of going into the system. I really like that a lot.”
Questions
Cooper vs Fulcrum, answered.
What is the difference between Cooper and Fulcrum?
Both compare quotes, generate proposals, handle certificates and endorsements, check policies and summarize loss runs. Cooper also fills the ACORDs and carrier supplements and enters the risk in each carrier portal and online rater, which Fulcrum’s site does not list. Cooper connects to Applied Epic, AMS360, HawkSoft and EZLynx. Fulcrum names Applied Epic and Outlook.
Does Cooper work for small agencies?
Yes. Cooper works for agencies of every size, from a single office to many, and for wholesale brokers, MGAs, carriers and claims TPAs.
No more manualACORDs
See Cooper in action with your own data. No generic demo. We show how Cooper fits in with your team.
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