Cooper

For carriers & MGAs

Scale underwriting without scaling headcount

Cooper triages every submission against your appetite, refers what falls outside your guidelines with the reason attached, and keeps every program audit-ready. Book a 1:1 session and we'll show you Cooper on your own submissions, no generic demo.

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Impact

2×
premium per underwriter
99%
data processing accuracy

“Every trucking submission that hits our inbox is processed by Cooper in minutes: logged, checked for completeness and ready for an underwriter before anyone opens the email. Our underwriters finally spend their day underwriting, not doing data entry.”

Nirvana Insurance
Commercial trucking insurer

What Cooper takes off the desk

  • Submission intake and triage against your appetite
  • Guideline checks, with referrals that state the reason
  • Pricing to your rating logic, the same way every time
  • Bordereaux compiled and reconciled every period
SOC 2HIPAA

More about Cooper

An AI teammate for underwriting, not another dashboard

Cooper works where your underwriters already work — the submission inbox, your guidelines, your core systems — and hands back finished work they can act on.

Triage submissions

Every submission, checked against your appetite

Cooper reads each submission as it arrives, from the broker email to the applications and loss runs, and runs it against your underwriting guidelines. Clean risks clear; the rest are referred with the reason attached.

  • Pulls exposures and prior losses out of every document
  • Clears what fits appetite, refers what doesn't with the reason
  • The same standard on every account, whoever is at the desk

Price consistently

Your rating logic, applied the same way every time

Cooper applies your rating logic to every account and benchmarks each one against similar risks, so pricing stays consistent as submission volume grows.

  • Rates every account to your own rating logic
  • Benchmarks each account against similar risks
  • Flags anything bound outside authority

Stay audit-ready

Bordereaux that build themselves

Cooper compiles each reporting period into the carrier's bordereaux format, reconciled against the bound policies, and checks the rates and forms applied, so leakage surfaces with you, not in an audit.

  • Compiles bordereaux in the carrier's format
  • Reconciles every report against the bound policies
  • Checks the rates and forms applied on every program

Who it's for

CarriersSubmission intake and triage at the front door, so underwriters spend their day on the risks you want to write.
MGAs & MGUs→Every risk checked against program guidelines before it binds; bordereaux on time.
Specialty & E&S insurersSubmissions across property, GL, workers comp, cyber, and E&S, read in full and checked against your guidelines.
Claims teamsFNOL intake checked against the actual policy, with loss runs and reports ready on demand.

Works with what you already use

Core & claims systemsGuidewire · Origami Risk · Snapsheet
Documents & dataSharePoint · OneDrive · Dropbox · Excel · Google Sheets
CRMSalesforce · HubSpot
CommunicationsOutlook · Gmail · Teams · Slack
See all integrations →

Security & compliance

SOC 2 Type ii
No model training
HIPAA Compliant
RBAC & audit logs